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Overseas Property Finance

The National Australia Bank Tokyo Branch offers you simple and flexible ways to purchase or refinance properties (including equity release) in Australia and New Zealand. Our loans are designed to give you maximum flexibility in choosing an overseas property finance package that best suits your needs.


Benefits and features

  • Loan is available for a resident of Japan and file the income tax in Japan.
  • Pre-approval may be granted before you find a property to purchase.
  • Loans are available in a range of currencies (either the country in which your property is situated or the currency in which your salary is paid1
  • A loan currency switch facility is available to help you manage currency risk.There are no fees for making extra payments or for fully pre-paying the loan on the regular repayment date
  • Easy management of your banking with our people in Tokyo handling your accounts and loan repayments locally.
Loan amount
(min)
Minimum loan amount for Australian and New Zealand properties at AUD300,000 or its equivalent in JPY, NZD, USD and other currencies on application
Security A first registered mortgage against the property being financed
Currency
  • Borrow in the currency of either the country in which your property is
    situated or the currency in which you receive your income
  • Currency switches are available for the term of the loan
Tenor Up to 25 years
Interest rate Variable rate loans
Establishment
fee
0.5% + tax
Currency Switch Available
Valuation fee Paid by the borrower
Other fees Associated costs such as legal costs, government fees, duties and other charges may apply, and will vary according to application requirements and property location

Australia Property Investment Guide

Understand the costs, tax structure and duties when buying property in Australia.

Find out more

Important information

Only available for Australia and New Zealand residential properties.

Availability of currencies will vary depending on individual circumstances and may change from time to time. Currency switches are subject to approval. Fees & charges may apply at the Bank’s discretion. Application for property loan is subject to individual circumstances and NAB lending criteria. Terms and
Conditions for overseas property loan apply. The above information is provided by National Australia Bank Limited, Japan Branch for general information only and does not constitute any offer, invitation or recommendation to any person to enter into the transaction. Adverse exchange rate movements may result in capital losses. We recommend investors obtain financial advice specific to their situation before making any financial investment decision.

Contact us

Tokyo Branch

Muromachi Higashi Mitsui Building 18F
2-2-1 Nihonbashi Muromachi, Chuo-ku
Tokyo 103-0022, Japan

Tel: +81 3 3241 8781
Fax: +81 3 3241 8951
tokyocs1@nabasia.com

Enquiry Form

Service Hours:
Over the Counter: 9:00a.m.-3:00p.m.,
Telephone: 9:00a.m.-5:00p.m. (Monday- Friday)

Please make an appointment by telephone before coming to the branch.  

Osaka Sub-branch

Hanshin Sankei Sakurabashi Building 11F
2-4-13 Umeda, Kita-ku, Osaka-shi
Osaka 530-0001
Japan

Tel: +81 6 6456 3481
Fax: +81 6 6456 3482
tokyocs1@nabasia.com

Enquiry Form

Service Hours:
Over the Counter: 9:00a.m.-3:00p.m.,
Telephone: 9:00a.m.-5:00p.m. (Monday- Friday)

Please make an appointment by telephone before coming to the branch.